TERMS AND CONDITIONS OF USE

This web site, including any sub site accessible through the homepage, (the "Site") is published and maintained by subsidiaries, affiliates and/or related entities of Management of Note Limited. You can e-mail us at webmaster@managementofnote.com . Please note that when you enter any sub site accessible through this homepage or other page on this Site, such sub site may have its own terms and conditions of use that is specific to such sub site. When you access, browse or use this Site you accept, without limitation or qualification, the terms and conditions set forth below and any additional terms and conditions of use set forth in any sub site. By using this site, you signify your agreement to all terms, conditions, and notices contained herein. If you do not agree to the terms, conditions, and notices contained herein, please do not use this site.

1. Your Right to Use the Site and Its Contents

This Site is only for your personal use. You may not distribute, exchange, modify, sell or transmit anything you copy from this Site, including but not limited to any text, images, audio and video, for any business, commercial or public purpose. As long as you comply with the terms of these Terms and Conditions of Use, Management of Note Limited grants you a non-exclusive, non-transferable, limited right to enter, display and use this Site. You agree not to interrupt or attempt to interrupt the operation of this Site in any way.

2. Copyright Notice and Ownership

All materials on this Site, including but not limited to audio, images, software, text and video clips (the "Content"), are protected by copyright under U.K. copyright law, international conventions, and other copyright laws. You cannot use the Content, except as specified herein. You agree to follow all instructions on this Site limiting the way you may use the Content. There are a number of proprietary logos, service marks and trademarks found on this Site. By making them available on this Site, Management of Note Limited is not granting you any license to utilise those proprietary logos, service marks, or trademarks. Any unauthorized use of the Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and civil and criminal statutes.

You may download one (1) copy only of the Content to be used only by you for your personal use at home unless the sub site you are accessing states that you may not. If you download any Content from this Site, you may not remove any copyright or trademark notices or other notices that go with it.

3. Rules for Chat rooms, Guestbook, Bulletin Boards and Other User-Supplied Material

This Site may have an area that allows you to "chat" or upload and download materials. When using any of these areas, you agree not to post, send, transmit, upload or otherwise publish through this Site, any materials that (1) interfere with anyone else's use of the Site; (2) are abusive, illegal, indecent, obscene, offensive or threatening in any way; (3) encourage anyone to break the law; (4) violate anyone's copyright or other property right; (5) interfere with the privacy of any other user; (6) contain a virus or any other harmful component; or (7) contain false or misleading statements of fact or descriptions of the origin of the material or the communication. You agree to comply with any additional terms that are referred to on this Site or any sub site within the Site.

4. Responsibility for User's Material

You are prohibited from posting or transmitting any defamatory, libelous, obscene, pornographic, profane, threatening or unlawful material or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. Although Management of Note Limited may from time to time monitor or review bulletin boards, chat rooms, discussions, postings, transmissions and the like on the Site, Management of Note Limited is under no obligation to do so and assumes no liability or responsibility arising from the contents of any such communications or for any defamation, error, inaccuracy, libel, obscenity or profanity contained in any such communication. Management of Note Limited may change, edit, or remove any user material or conversations that are illegal, indecent, obscene or offensive, or that violates Management of Note Limited’s policies in any way. Management of Note Limited will fully cooperate with any law enforcement authorities or court order requesting or directing Management of Note Limited to disclose the identity of anyone posting such materials.

5. Management of Note Limited’s Rights to User's Material

If you send any communications or materials to the Site by electronic mail or otherwise, including any comments, data, questions, suggestions or the like, all such communications are, and will be treated as, non-confidential and non-proprietary. Thus, you give up any claim that any use of such material violates any of your rights including moral rights, privacy rights, proprietary or other property rights, publicity rights, rights to credit for material or ideas, or any other right, including the right to approve the way Management of Note Limited uses such material.

Any material submitted to this Site may be adapted, broadcast, changed, copied, disclosed, licensed, performed, posted, published, sold, transmitted or used by Management of Note Limited anywhere in the world, in any medium, forever. Furthermore, Management of Note Limited is free to use, without any compensation to you, any concepts, ideas, know-how or techniques contained in any communication you send to the Site for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information. However, you agree and understand that Management of Note Limited is not obligated to use any such ideas or materials and you have no rights to compel such use.

6. Transmitted Material

Internet transmissions are never completely private or secure. You understand that any message or information you send to this Site may be read or intercepted by others unless there is a special notice that a particular message (for example, credit card information) is encrypted (send in code). Sending a message to Management of Note Limited does not cause Management of Note Limited to have any special responsibility to you.

7. Links

This Site may contain links to other Internet sites on the World Wide Web. Management of Note Limited provides such links for your convenience only, and is not responsible for the content of any site linked to or from this Site. Management of Note Limited makes no representations whatsoever about any other Web site that you may access through this site. When you access another site, please understand that it is independent from this site, and that Management of Note Limited has no control over the content on that Web site or its policies. In addition, a hyperlink to another site does not mean that Management of Note Limited endorses or accepts any responsibility for the content, use or policies of the linked site or that the policies of that site are consistent with our policies or the terms and conditions of this User Agreement. It is up to you to take precautions to ensure that whatever you select for your use or download are free of such items as viruses, worms, Trojan horses, and other items of a destructive nature.

8. Contests

This Site may contain contests that require you to send in material or information about yourself or offer prizes. Each contest has its own rules, which you must read and agree to before you may enter.

Rules for Children (Under Age 16)

If you are under 16, you should ask your parents or a guardian before you:

E-mail the Site, or ask us to e-mail anything to you;

Send in any information;

Enter any contest or game that requires information about you or offers a prize;

Join any club or group;

Post any information on any bulletin board or enter any chat room; or

Buy anything online.

9. Availability of Products and Services

The products and services displayed on the Site may not be available for purchase in your particular country or locality. The reference to such products and services on the Site does not imply or warrant that these products or services will be available at any time in your particular location. You should check with Management of Note Limited for the availability of specific products and services in your area.

10. Management of Note Limited’s Right to Change These Terms and Conditions of Use or Content on the Site

Management of Note Limited may add to, change or remove any part of these Terms and Conditions of Use at any time, without notice. Any changes to these Terms and Conditions of Use or any terms posted on this Site apply as soon as they are posted. By continuing to use this Site after any changes are posted, you are indicating your acceptance of those changes. Management of Note Limited may add, change, discontinue, remove or suspend any other Content posted on this Site, including features and specifications of products described or depicted on the Site, temporarily or permanently, at any time, without notice and without liability.

11. Indemnification

You agree to indemnify, defend and hold Management of Note Limited and all of its agents, directors, employees, information providers, licensors and licensees, officers and parent, (collectively, "Indemnified Parties") harmless from and against any and all liability and costs (including, without limitation, attorneys' fees and costs), incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms and Conditions of Use or the foregoing representations, warranties and covenants. You will cooperate as fully as reasonably required in Management of Note Limited 's defense of any claim. Management of Note Limited reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of Management of Note Limited.

12. Disclaimer of Warranties and Damages; Limitation of Liability

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THIS SITE (INCLUDING ALL CONTENT AND FUNCTIONS MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE) IS PROVIDED "AS IS." TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WITH REGARD TO THE CONTENT ON THIS SITE, MANAGEMENT OF NOTE LIMITED MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER (1) FOR THE ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF ANY CONTENT PUBLISHED ON OR AVAILABLE THROUGH THE SITE, (2) THAT THE SERVER THAT MAKES THIS SITE AVAILABLE IS FREE OF VIRUSES OR OTHER COMPONENTS THAT MAY INFECT, HARM OR CAUSE DAMAGE TO YOUR COMPUTER EQUIPMENT OR ANY OTHER PROPERTY WHEN YOU ACCESS, BROWSE, DOWNLOAD FROM OR OTHERWISE USE THE SITE.

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO MANAGEMENT OF NOTE LIMITED’S NEGLIGENCE, SHALL MANAGEMENT OF NOTE LIMITED BE LIABLE FOR ANY CONSEQUENTIAL, DIRECT, INCIDENTAL, INDIRECT, PUNITIVE OR SPECIAL DAMAGES RELATED TO (A) THE USE OF, (B) THE INABILITY TO USE OR (C) ERRORS OR OMISSIONS IN THE CONTENTS AND FUNCTIONS OF THIS SITE, EVEN IF MANAGEMENT OF NOTE LIMITED OR AN AUTHORIZED REPRESENTATIVE THEREOF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL MANAGEMENT OF NOTE LIMITED’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE), EXCEED £100.00.

13. General Provisions

These Terms and Conditions of Use and any additional terms posted on this Site together constitute the entire agreement between Management of Note Limited and you with respect to your use of this Site. Any cause of action you may have with respect to your use of this Site must be commenced within (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms and Conditions of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of this agreement, and the remainder of these Terms and Conditions of Use shall continue in full force and effect.

14. Privacy Policy

This web site, including any sub site accessible through the homepage, (the "Site") is published and maintained by subsidiaries, affiliates and/or related entities of Management of Note Limited. You can e-mail us at webmaster@managementofnote.com when you enter any sub site accessible through this homepage, such sub site may have its own privacy policy, which is specific to such sub site. When you access, browse or use this Site you accept, without limitation or qualification, the terms and conditions of any privacy policies set forth in any sub site.

15. Proper Law of Contract
These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the English courts.